Is It Wise to Cosign for Someone with Bad Credit?
The Situation
"He asks me to cosign everything despite bad credit"
The Brutal Truth
He’s trying to use your financial stability to compensate for his poor decisions. This shows a lack of responsibility and possibly manipulation. You shouldn't risk your own credit for someone else's mistakes. It's a major red flag!
❌ What NOT to Do (Anxious Response)
An anxious person might say 'Sure, I’ll help!' without considering the risks, driven by fear of losing his affection. This is wrong because it compromises your financial security and self-worth.
💭 Something to Reflect On
What part of me believes I should sacrifice my stability for someone else's irresponsibility?
✨ What To Do Next
Every situation has nuance. What you see here is a general pattern, but your specific circumstances matter.
That's why personalized coaching is so powerful—we can dive deep into your story, understand the context, and create a plan that actually fits your life.
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